Umbrella Liability is the additional liability protection you need in case a judgment against you exceeds the limits you carry on your homeowner or auto policy. Usually the limits of the excess liability policy are between $1M and $5M. Umbrella Liability Coverage increases your personal liability limits by adding protection to your current auto, homeowner and boat policies. 

Homeowner's policies in Texas allow you to purchase up to $500,000 in liability insurance. Personal Auto policies in Texas allow you to purchase up to $500,000 per accident in liability coverage.

YOU DON'T HAVE TO BE A MILLIONAIRE TO BE SUED LIKE ONE!

The more your earning power increases and the more your assets increase, the more you need the additional liability coverage an umbrella or excess liability policy can give. The deeper the pockets, the more they get to pay. If you think you need at least a million dollars of additional protection over your current auto or homeowner policy, you can purchase the umbrella or excess liability policy.

At PERSONAL INSURANCE PROFESSIONALS we can help you ascertain whether you have a need for this coverage and if so how much.

If you would like additional information or would like to request a quote please contact us by email: info@pipinsurance.com or phone: 972-770-1400.

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