So you bought the car of your dreams. It probably required a big investment and you want to make sure it's well protected. But do you still have cut-rate insurance? Saving a few dollars on insurance is important; we all know that! But saving a few dollars on the front can result in thousands of dollars lost on the end.
Check out some of the benefits offered by one of our select Insurance Companies.
- Choose your own repair shop.
Our select carrier allows you to choose your own repair shop. Other
insurance companies may only pay a predetermined hourly wage for labor
on your car. Since this rate can be significantly less than what your
own mechanic will charge, you may have to make up the difference or
take your car to a repair shop that may be inconvenient or unfamiliar
to you. Our select carrier, on the other hand, allows you to take your
car to the repair shop of your choice because we do not place a cap on
the labor rate of your mechanic.
- Choose original manufacturer's parts.
Typical auto policies may only pay for the cost of generic,
"after-market" replacement parts, which may be of inferior quality, fit
improperly, and reduce the resale value of your car. With other
carriers, if you want to use more expensive original equipment
manufacturer's (OEM) parts to fix your car, you may have to pay for the
difference yourself. Our select carrier, however, pays for 100% of the
cost of OEM parts, which eliminates another out-of-pocket expense for
you.
- Choose a loaner vehicle that fits your lifestyle.
Our select carrier pays for you to rent the loaner vehicle of your
choice. If your car is disabled because of a covered loss, most
insurance policies will pay for you to rent a "loaner" vehicle until
your car is repaired. (This coverage is called "Loss of Use").
Unfortunately, other companies generally offer a meager per-day
reimbursement (usually $20-$30) and limit coverage to 30 days. If you
want to rent a car that costs more than this, and many cars do, then
you have to make up the difference yourself. In contrast, this helps
pay for you to rent a vehicle similar to your own. With up to $3000 in
Loss of Use coverage, no daily limit and no time limit, you can select
the rental car of your choice.
All cars are not the same or you would have settled for a domestic compact.
All insurance policies are not the same either. So, don't settle for cut-rate insurance.
At Personal Insurance Professionals, it is our job to help you find the right coverage at the right price!
To request an Auto Quotation, please click here> and complete our form!
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