MHBT specializes in commercial surety bonds and one of the most challenging aspects of our job is to try and keep up with the constantly changing number and types of Commercial Surety Bonds. What we mean by Commercial Surety Bonds is basically anything outside of your "sticks and bricks" construction arena. These bonds range from complex financial guarantees to simple license bonds.

They include bonds for Financial Institutions, which can include commercial banks, stockbrokers and investment bankers. Another area covers Court and Fiduciary obligations, examples being administrators of estates, guardianship, appeal bonds, injunctions, receivers, and supersedes bonds. They also include Miscellaneous Bonds for Letter of Credit Replacement on large, self-insured companies, lease bonds for financial guarantees, and much of the technology field.

License and Permit bonds also fall into this category with requirements being made by city, state and federal governmental entities for business licensing approvals. The numbers of this "general" type of bond can be mind boggling. In the year 2001 alone we have been tracking approximately 1000 "new" bonding bills and regulation proposals.

McQueary Henry Bowles Troy, L.L.P. knows the issues and "basic" requirements that bonding companies have for all of these types of bonds. We have access to numerous bond form "banks". Most of the major companies with which we do business have built databases of such bonds. If we do not have the exact bond you need, we will find it and what is needed for approval A.S.A.P. It is all a part of the MHBT creed to work harder and provide each customer with unparalleled service in our industry.

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