Some employers choose to assume all or part of the financial risk of their health insurance while others will want to pass that risk on to an insurance company. MHBT has the expertise to help you in either approach. If you want to self-insure your benefits, we will provide you guidance on claims administration, stop-loss contracts, managed care networks and reporting systems. MHBT is uniquely qualified to offer claims analysis advice to you with our proprietary software, Zywave©. The program analyzes your claims in a user-friendly format. The claim reports are independent of any TPA or insurance carrier. Zywave© will help benchmark you to your peers, comparing areas such as inpatient, outpatient, mental health, physician and other utilization areas.

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